Terms and Conditions

1. Acceptance of Terms

By accessing, browsing, or using the web application at gstcalculators.co.in ("the Service"), you acknowledge that you have read, understood, and agreed to be legally bound by these Terms and Conditions. If you do not agree with any part of these terms, you must refrain from using the website.

2. Educational & Indicative Nature Disclaimer

Calculations do not constitute certified tax advice, financial advisory, legal consultation, or medical diagnostic advice:

• Tax & GST: Tax laws, notifications, and GST rates are subject to updates by the GST Council, CBIC, and State Governments. Consult a certified Chartered Accountant (CA) or tax professional for official tax filings.
• Loans & Investments: Actual bank interest calculations, fees, loan tenure adjustments, and compounding schedules vary per financial institution.
• Health & Medical: BMI, body fat %, BMR, and caloric targets are statistical screening guidelines. Consult a certified physician or dietitian for personalized clinical decisions.

3. Permitted and Prohibited Use

You are granted a non-exclusive, non-transferable, revocable license to access and use our calculation engines for personal, commercial, or educational tasks, provided that you agree not to:

• Launch automated scrapers, denial-of-service bots, or abusive request traffic targeting our servers.
• Attempt to decompile, reverse engineer, or exploit vulnerabilities in our web application logic.
• Use the calculators for any unlawful or deceptive business practices.
• Frame, mirror, or repackage the service to impersonate gstcalculators.co.in without express permission.

4. Limitation of Liability

Under no circumstances shall gstcalculators.co.in, its developers, or owners be liable for any direct, indirect, incidental, special, consequential, or punitive damages (including, without limitation, financial loss, tax penalties, investment losses, data errors, or business interruptions) resulting from the use or inability to use our tools, even if advised of the possibility of such damages.

5. Intellectual Property Rights

The website structure, interface designs, color palettes, custom code engines, and curated informational blog guides are the intellectual property of gstcalculators.co.in and protected under copyright laws. Standard mathematical formulas themselves remain in the public domain.

6. Service Availability & Modifications

We strive to maintain 99.9% uptime, but we do not guarantee uninterrupted availability. We reserve the right to add, modify, update, or remove calculators, formulas, or features at our discretion without prior notice.